Open Door Finance

Complex Scenario? Game On! Got a tricky financial puzzle? Let’s go!
At Open Door Finance our specialist Finance Brokers love a challenge! We thrive on solving the most intricate financing conundrums, making the impossible possible. Whether you’re wondering if it’s possible to own your own Commercial premises, or scaling your business, our team boasts years of exceptional experience, and can guide you to a finance strategy for success. From navigating intricate financing structures to linking you with trusted experts to help you to find the right property, we support you the entire journey.
Book in for your first consult to strategize your next Commercial play!

We specialise in ensuring your current loans are fit for purpose. Whether you're wondering if your mortgage structure is correct, or looking for ways to save money, our in-depth review service is here to help you achieve financial peace of mind.
Why refinance?
• Your existing provider has provided sub par service, or didn’t explain why they recommended a specific lender or product
• Current Broker didn’t teach you anything about mortgage strategies, money management or doesn’t provide annual reviews
• Your property value has grown and you’re seeking to leverage equity to invest
• Refinancing to consolidate high interest personal debt or land and construction loans
• Removal of Guarantors
• Your existing bank has told you that they won’t negotiate your current interest rate, or you don’t quality for new lending
• Seeking cash out to knock down and re-build
• You have a messy mortgage structure and want to clean it up
• You’re rolling of a fixed rate and the bank is not offering you a competitive interest rate

What We Offer:
• In-Depth Loan Review: We thoroughly assess your existing loans to determine if they are still a good fit for your financial situation. Our comprehensive analysis covers all aspects of your mortgage strategy to identify opportunities for improvement.
• Money Management Insights: Effective money management is key to financial success. We offer expert advice on your current money management system, suggesting adjustments to help you maximise your financial potential.
• Specialist Advice on Loan Set-Up: Incorrect loan set-up can cost you money. Our specialists will identify any issues with your current loan arrangements and provide actionable advice to correct them.
• Mortgage Strategy Feedback: We provide detailed guidance on mortgage strategy, helping you understand what's working well and where there might be room for optimization.
• Honest Assessments: Transparency is our hallmark. If we believe your current finance arrangement is optimal, we'll simply let you know!

Our service is designed to help existing homeowners navigate the exciting, yet terrifying journey of upgrading to a new home that ticks all the boxes. Whether you're dreaming of more space, modern amenities, or a new neighbourhood, our consultation will make the upgrading process informative and achievable.
What We Offer:
• Financial Readiness & Management: Ready to upgrade but unsure about finance? We’ll guide you on what to do to get financially ready. Learn how to manage your money effectively, trap extra surplus, and boost your savings.
• Multiple Scenarios: Unsure whether to keep or sell your current home? We can run multiple scenarios to show you the financial impact of each option, helping you make an informed decision.
• Personalised Upgrade Plan: We'll break down the steps to make the momentous leap to your dream home. From assessing your affordability to understanding your borrowing capacity, we provide a clear, personalised roadmap tailored to your needs.
• Step-by-Step Support: We’re with you every step of the way. From the initial consultation to settlement, we love to see our clients in their dream home. The support doesn’t stop there, with ongoing advice for the life of your loan.
On average clients ‘um’ and ‘ah’ for 12 months before engaging us, and the process of getting to financial readiness to purchasing is additional time on top.
If you’re ready to turn your upgrading dreams into a reality, reach out today for a discovery call!

With an incredible depth of experience, we specialise in turning investment loan scenarios into straightforward solutions. From navigating tricky self-employed income streams, to optimizing professional income sources, we’ve got the expertise to make your property investment dreams a reality.
What We Offer:
• Customised Investment Strategies: No two investors are the same, and neither are our solutions. We take the time to understand your unique financial situation and craft a strategy that aligns perfectly with your investment goals.
• Exceptional Service: We're committed to providing a high level of care, ensuring you fully understand the pathway forward, you’re learning as you go, and you are confident that we will leave no stone unturned in the search for the right solution for you.
• Complex Income Sources? We've Got You Covered! Self-employed or have unique income streams? No problem! Our Mortgage Brokers excel at reviewing and managing complex income scenarios, combatting potential obstacles for a clear way forward to a solution that optimises your investment options.
• Expat looking to invest? We assist Australian expats working in professional roles overseas, seeking to purchase property in Australia.
Ready to elevate your investment game? Let’s chat! Our Mortgage Brokers are eager to guide you through every step of the investment loan process. Reach out today to discover how we can help you maximise your investment potential.

Your path to a better credit score and financial readiness is just a consultation away!
Welcome to your ultimate credit score check-up! At Open Door Finance, this unique service is designed to help you understand your credit score inside and out. Whether you're gearing up for a home loan, investment loan, or just curious about your financial health, our friendly consultation is here to make the process fun, relaxed, and incredibly informative.
Why Choose Us?
Because we’re not just Mortgage Brokers – we’re your credit score gurus! With a wealth of experience which includes working for Banks, we’re here to demystify your credit score, pinpoint what’s helping or hurting it, and guide you on the path to financial readiness.
What We Offer:
• Comprehensive Credit Review: We'll dive deep into your credit report, breaking down the factors contributing to your current score. You'll get a clear, simple explanation of what’s boosting your score and what might be dragging it down.
• Tailored Advice to Improve Your Score: Want to raise your credit score? We've got you covered! Our consultants will provide personalised tips and strategies to help you boost your score, setting you up for financial success.
• Get Finance Ready: Ready to apply for a loan? We’ll guide you on what to do next to get finance-ready. From improving your credit habits to understanding how banks view your financial profile, we’ll ensure you’re in the best position possible.
• Easy-to-Understand Guidance: No financial jargon here! We’ll break down exactly how banks view your credit score and what you can do to enhance your loan eligibility in the near future.
Ready to take control of your credit score? Don’t procrastinate. Let’s get started! Our friendly Mortgage Brokers are here to coach you through every step of the process.

Limited spots available
Unlike other Mortgage Brokers, at Open Door Finance we cap the number of First Home Buyers we work with at any one, given time. Most Brokers would laugh at this, however, we believe putting people before profits sets us apart from other Brokers, and is also the main differentiator between us and the greedy banks!
Our high care model ensures that we can devote the right level of support and coaching to you in one of the most significant, and stressful times of your life. Book in now to work with us on achieving your dream of owning your own home!

You’re nervous about taking this big step alone, but you’ve done a stack of research to get yourself to the point of readiness to speak with a Finance expert.
It’s all the more important if you are flying solo buying a home, investment property, or organising Commercial Finance to partner with a Team that has a passion for helping solo investors to achieve their investment dreams with expert guidance, personalised advice, and all of the home truths that you’d want from your most brutally honest friend.. if they were a Mortgage Broker!
Something that sets us apart from other Brokers is that we offer Empire clients a joint second consultation with a close friend or family member.
At Open Door Finance we believe in empowering you with the knowledge you need to feel confident making one of life’s biggest decisions.
Book today. This is where you stop watching too many property and finance videos online from so called experts!

You’re both sure you’re ready to embark on your property investment adventure, but you might be unsure of how to get on the same page when it comes to finances, money management and property. Sadly, it’s all too common that this doesn’t take place prior to joint investment in property, leading to post settlement shock and strain on your relationship.
Many of our One Team couples come to us with differing upbringings and attitudes toward finance and money, and different current situations with personal debt levels, savings, and credit files. At Open Door Finance our unique service is designed to
• get you clear on your common goals
• help you to bridge the gaps where your opinions differ
• and provide ongoing support so that you can make the right decisions for both of you, with peace and clarity, rather than stress and conflict.
It seems like a taboo subject, how are couples combining their financial worlds? Perhaps you plan to join finances, alternately you may be seeking to keep a division of finances but have no idea how this will practically work when planning to purchase a property jointly. We take the time to understand your unique situation, your property and personal finance aspirations, and provide advice to help you both to achieve your financial goals!
Reach out today to book in for your first One Team Consult.

From navigating tricky self-employed income streams to optimizing professional income sources, we’re here to make the complicated simple.
What We Offer:
• Personalised Home Loan Strategies: No two financial situations are alike, and neither are our solutions. We take the time to understand your unique needs and craft a home loan strategy that’s perfectly tailored to you.
• Exceptional Service: Get ready to experience top-notch service! We’re dedicated to providing a high level of care, ensuring your journey with us is smooth, friendly, and enjoyable from start to finish.
• Complex Income Sources? No Problem! Self-employed or have a unique income source? We've got you covered! Our Mortgage Brokers are experts in reviewing and managing complex income streams, turning potential hurdles into clear paths forward.
Book in now, we can't wait to hear from you!

Whether you're a seasoned SMSF pro, or just starting out, our specialist SMSF consultation is here to maximise your investment in your SMSF. If you’re with a major bank, and have not reviewed your loan in a few years, it’s most likely to be costing you thousands of dollars you could be putting to work for you!
Many lenders have pulled out of the SMSF Lending market, leading some investors to believe that reviewing their loans is too hard. It could If you’re unsure where to start, reach out and let’s get the ball rolling.
Let’s stop the banks from eating in to your hard earned retirement fund!

You may be breaking ground on your first project, or you may be a seasoned developer searching for out-of-the-box financing solutions.. maybe your last Broker just didn’t seem to ‘get’ things.
At Open Door Finance we’re here to make financing your project as seamless as possible, which you will well understand - the banks make endlessly challenging. You need an understanding, tenacious Finance team who ‘just get’ your goals, your business, the lumpiness of cash flow, and can hunt down solutions for you.
Book in now, your next big project is just a consult away!